Income Protection Plus Cover

Enjoy a 20% discount off your first two years’ premiums as a BADT member*.

Income Protection Plus from PG Mutual allows you to enjoy life, happy in the knowledge that if the unthinkable happens, and you find yourself unable to work through illness or injury, your income protection plan could replace your salary. You could then continue to look after the things you care about most, like your family and home, while you focus on recovery.

How does it work?
In return for a small proportion of your salary each month, an Income Protection Plus plan could provide you with a regular, monthly income to replace up to 70% of your salary if you become unable to work due to illness or injury until you return to work or reach age 65 (whichever comes first) .

Choose from a range of options to tailor your policy to suit your needs, including deferment period, amount of cover needed per month and more.

Highlights of the policy include
 1- Cover up to 70% of your income. 
 2- Tailor cover to suit your individual needs.
 3- No waiting period – cover starts as soon as your first contribution paid.
 4- No penalty for making a claim and no limit to the number of claims you make.
 5- Profit Share scheme – any profits are shared with members.
 6- 94% of new claims paid over the last 5 years (2016-2020).

Benefits and Extras currently include
1- Enhanced Loyalty Bonus – aims to provide insured members with a minimum capital sum of £10,000 –
and six-months income benefit to your family in the event of your death. 

2- GP24 app – free current access to our GP24 app-based service, putting healthcare in the palm of your hand with instant
access to a GP – anytime, anywhere

3- Member benefits scheme – gives you access to discounts and cashback on a wide range of leading brands, activities and services. 

4- Health Assessment – a free health assessment after 6 months of membership for qualifying members.​

5- Discounted Will Writing – exclusive discounts on Will Writing services with one of the top providers in the UK. 
And much more.

Ready to protect your income? You will be one step nearer to a secure and happy future.

Enjoy a 20% discount off your first two years’ premiums as a BADT member*.
For details of this special offer visit and enter discount code ‘ BADT ’ or call 0800 146 307.

*For full terms and conditions, visit

PG Mutual is the trading name of Pharmaceutical and General Provident Society Ltd. Registered office: 11 Parkway, Porters Wood, St Albans, Hertfordshire AL3 6PA. Incorporated in the United Kingdom under the Friendly Societies Act 1992, Registered Number 462F. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 110023

             Dental Protection and BADT Announce Partnership.

Dental Protection and the British Association of Dental Therapists have announced a partnership, including a 15% discount for BADT members on their Dental Protection subscription.   To apply for a discount, contact Account Manager Emma Leadill at [email protected], and quote your name, BADT membership number, contact number and email address. If you’re already a Dental Protection member, include your Dental Protection account number.

Dental Protection and BADT have partnered to offer support to dental therapists and hygienists, many of whom have returned to practise, despite significant challenges including new ways of working, and a significant backlog of patients as routine treatment resumes.

The British Association of Dental Therapists (BADT) was established in 1962, and its first annual general meeting included discussions about protection against personal risk— what is now provided by professional indemnity. BADT is still run by working dental therapists and hygienists to represent its members. Their work includes raising awareness of members, skills and assets, as well as advising on national policy.

Dr Raj Rattan MBE, Dental Director at Dental Protection, said:

“I am delighted that Dental Protection will be offering a generous discount to members of the BADT. It is a reflection of the value we place on this partnership. It also emphasises the importance of teamwork in clinical practice today and in the future. We look forward to developing some joint initiatives to further support members of the BADT.”

Debbie McGovern, President of the British Association of Dental Therapists, said:

“The BADT is extremely happy to be working with Dental Protection to bring discounts to their members. Dental Protection, as part of the Medical Protection Society, were the first organisation to provide access to indemnity to dental therapists, so it is particularly fitting that we have now formed this valuable professional relationship. We look forward to working together to support our members.”

About Dental Protection

Dental Protection is a registered trademark and a trading name of The Medical Protection Society Limited (“MPS”). MPS is the world’s leading protection organisation for doctors, dentists and healthcare professionals. We protect and support the professional interests of more than 300,000 members around the world. Membership provides access to expert advice and support and can also provide, depending on the type of membership required, the right to request indemnity for any complaints or claims arising from professional practice.

Our in-house experts assist with the wide range of legal and ethical problems that arise from professional practice. This can include clinical negligence claims, complaints, medical and dental council inquiries, legal and ethical dilemmas, disciplinary procedures, inquests and fatal accident inquiries.

Our philosophy is to support safe practice in medicine and dentistry by helping to avert problems in the first place. We do this by promoting risk management through our workshops, E-learning, clinical risk assessments, publications, conferences, lectures and presentations.

MPS is not an insurance company. All the benefits of membership of MPS are discretionary as set out in the Memorandum and Articles of Association.

About BADT

The BADT was founded in 1962 with the first annual general meeting taking place on 2nd March 1963 at New Cross School for Dental Auxiliaries.

The minutes from that meeting included discussions on insurance against personal risk what we now call professional indemnity. Note that by the time this was approved the first qualified students had been working for almost two years!

Since that time BADT has been working for Therapists in all areas of the profession, improving working conditions and pay and fighting for recognition within the profession.

We are now developing relationships with other Dental Therapy Associations all over the world.

This document is marked MPS Public by MPS.